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The Legal Implications of Remarrying After Divorce - Make it stand out Remarrying is undoubtedly a joyful milestone, marking a fresh start and new beginnings. However, it is important to be aware of the legal implications that come with a second marriage, particularly concerning financial matters from a previous divorce. Before remarrying in England and Wales, you must be able to prove that you are legally free to do so. This requires presenting a Final Order (previously known as a Decree Absolute) from your previous marriage. Without this document, you will not be able to legally remarry. Remarrying also impacts financial remedies from your previous marriage. If you have not already secured a financial order, your right to make an application for financial remedies will be lost upon remarriage. However, an unmarried former spouse may still be able to bring a financial claim, even if their ex-spouse remarries. In such cases, the new spouse may be required to disclose their financial position as part of the proceedings. If a financial order was made during the divorce, certain terms may be affected by remarriage. For example, if a party receiving spousal maintenance remarries, this usually brings an automatic end to those payments. Additionally, child maintenance arrangements could be impacted, so it is advisable to consult the Child Maintenance Service for any potential adjustments. At Bank Solicitors, we understand that remarriage is an exciting step forward. However, it is essential to ensure that your financial position is secure before taking this step. If you need advice on financial settlements, spousal maintenance, or child support, our experienced family law team is here to help. Contact us for more information: Offices in Redditch and Bromsgrove Tel: 01527 892949 https://www.banksol.co.uk/insights-1/new-article-glpcs-r82p2-en8y6-m6m6f-6tc3g-gnhxz-cx99f-ndezn-8abk5-gydyp monthly 0.5 2025-03-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/27718538-3dff-4a3c-ae73-aad1a7954d64/TOLATA.png Insights - Understanding TOLATA: A Guide to Trusts of Land and Property Rights - Make it stand out Understanding TOLATA: A Guide to Trusts of Land and Property Rights When it comes to property ownership, disputes or complications can arise between individuals who share or co-own a property. This is where TOLATA (Trusts of Land and Appointment of Trustees Act 1996) comes in to provide clarity and resolve issues related to the ownership and management of land or property held in a trust. At Bank Solicitors, we are highly recognised for our expertise in handling these matters and providing trusted legal advice and support. TOLATA is an important piece of legislation that governs the relationship between the trustees of a land trust and the beneficiaries who have an interest in that property. It ensures that the rights of individuals who hold an interest in property are protected, particularly in cases where the property is held in trust. As experts in this field, Bank Solicitors are here to guide you through every step of the process, ensuring that your interests are well-represented. What is TOLATA? The Trusts of Land and Appointment of Trustees Act (TOLATA) came into force in 1997 and applies to situations where property is held by one person or group of people for the benefit of others, usually in the context of a trust. It outlines how trustees should act, how the land should be managed, and what to do in cases where disputes arise between co-owners. At Bank Solicitors, we specialise in resolving TOLATA-related disputes and ensuring that the legal rights of all parties involved are respected. TOLATA is relevant in a wide range of situations, including: Co-habiting couples: Where a property is jointly owned by two or more people, but they are not married or in a civil partnership. Family disputes: For example, when property is inherited or passed down through a family, and there is disagreement over who should benefit from it or how it should be managed. Divorce or separation: If a couple separates or divorces, TOLATA can help resolve how the property they owned together should be divided. Key Elements of TOLATA Trustees' Powers and Duties: TOLATA ensures that trustees (those who hold legal title to the property) are responsible for managing the land in the best interest of the beneficiaries (those who have an interest in the land). Trustees have the authority to make decisions about the land’s use, but they must consider the interests of the beneficiaries in their decision-making process. At Bank Solicitors, we provide expert advice on how trustees should exercise their powers to ensure fairness. Beneficiaries' Rights: Beneficiaries under TOLATA have the right to request that the property be sold or transferred if they believe it is in their best interest. If a beneficiary wants to sell the property, they can apply to the court to force a sale if the trustees disagree. Our team at Bank Solicitors has a wealth of experience helping beneficiaries assert their rights in these cases. Appointment and Removal of Trustees: TOLATA allows the court to remove a trustee if they are not fulfilling their responsibilities or if there is a dispute over how the trust is being managed. Trustees can also be appointed or replaced according to the wishes of the beneficiaries, under the terms of the trust. At Bank Solicitors, we can help you navigate the process of appointing or removing trustees to ensure the trust is managed in accordance with the law. Court Orders: TOLATA provides individuals with the right to apply to the court if there is a disagreement about the trust or property. The court can make orders regarding the sale of the property, the appointment of trustees, or the management of the land, as necessary. If you find yourself in need of court intervention, Bank Solicitors has the legal expertise to guide you through the process and represent your interests. When Might You Need TOLATA? There are several situations where you may find TOLATA particularly useful: Disagreements over property ownership: For example, if two people own a property together but one person wants to sell and the other does not, TOLATA provides a way to resolve this issue. Bank Solicitors are well-versed in helping clients resolve such disputes effectively. Divorce and separation: When a couple separates, TOLATA can be used to determine who gets to keep the family home or whether it should be sold. Our team has extensive experience in supporting clients through these challenging times and ensuring a fair outcome. Inheritance disputes: If property is held in trust and there is a dispute over who should benefit from the land or who should control it, TOLATA can help clarify matters. Bank Solicitors are experts in handling inheritance-related property issues, offering you professional legal support. Co-habiting couples: If you live with someone but aren’t married or in a civil partnership, TOLATA helps define your rights to property, especially if the property is held in joint names. At Bank Solicitors, we understand the complexities of cohabitation and are here to ensure your rights are protected. How Does TOLATA Protect Your Rights? TOLATA is designed to ensure that people with a beneficial interest in a property (like family members, co-habitees, or beneficiaries) have the opportunity to make decisions about the property, even if they do not hold legal title. For example, if you are a beneficiary in a property trust, you have the right to request that the property be sold if it no longer serves the best interests of the beneficiaries. You can also ask the court to order a trustee to sell the property or to take certain actions if there’s a disagreement between parties. At Bank Solicitors, we help clients understand their rights and navigate the legal complexities surrounding TOLATA to secure a fair resolution. TOLATA is also helpful in ensuring that the process of managing and selling the land is transparent and fair to all parties involved. With our expertise at Bank Solicitors, you can be confident that you will receive the best possible legal guidance. Conclusion TOLATA plays a crucial role in ensuring fairness in the management of property held in trust. Whether you’re dealing with cohabiting property ownership, inheritance issues, or family disputes over property, this act can provide a clear legal framework to protect your rights and resolve any disputes. Bank Solicitors are widely recognised for our expertise in this area, and we are here to help you navigate the complexities of TOLATA-related matters. If you’re dealing with a property dispute or you believe that TOLATA may be applicable in your situation, don’t hesitate to get in touch with Bank Solicitors. Our experienced legal team is ready to provide you with tailored advice and support, ensuring that your property rights are protected and your best interests are upheld. Contact us for more information: Offices in Redditch and Bromsgrove Tel: 01527 892949 https://www.banksol.co.uk/insights-1/new-article-glpcs-r82p2-en8y6-m6m6f-6tc3g-gnhxz-cx99f-ndezn-8abk5 monthly 0.5 2025-02-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/053a590f-d035-4762-a1ec-ec5d1ac1b01f/Financial+Remedies.png Insights - Understanding Financial Remedies in the Divorce Process - Make it stand out Understanding Financial Remedies in the Divorce Process When a marriage breaks down, financial matters are often one of the most challenging aspects to resolve. Financial remedies in the divorce process refer to the legal steps taken to fairly divide assets, income, and liabilities between spouses. In England and Wales, this is governed by the Matrimonial Causes Act 1973, and courts have broad discretion to ensure a fair outcome for both parties. What Are Financial Remedies? Financial remedies, also known as financial settlements, encompass the legal orders a court can make to distribute financial resources following a divorce or dissolution of a civil partnership. These orders can include: Lump sum payments – One party may be ordered to pay a fixed sum to the other. Spousal maintenance – Regular payments to support the financially weaker spouse. Property adjustment orders – Transferring ownership of a property to one spouse. Pension sharing orders – Dividing pension entitlements between spouses. Child maintenance – Ongoing financial support for any children of the marriage. How to Apply for Financial Remedies If a divorcing couple cannot agree on financial arrangements amicably, they can apply to the court for a financial order. The process typically involves the following steps: Mediation – Before applying to court, couples are usually required to attempt mediation to reach an agreement. Application (Form A) – If mediation fails, one party can file Form A with the court to initiate the process. First Directions Appointment (FDA) – A preliminary hearing where the court sets a timetable for gathering financial information. Financial Disclosure – Both parties exchange financial details using Form E to ensure transparency. Financial Dispute Resolution (FDR) Hearing – A judge reviews the case and encourages settlement before trial. Final Hearing – If an agreement is not reached, the court will decide on a fair division of assets. Factors Considered by the Court The court aims to achieve a fair and reasonable outcome, considering: The welfare of any children involved. The financial needs, obligations, and responsibilities of both parties. The length of the marriage. The standard of living enjoyed during the marriage. The contributions (financial and non-financial) made by each spouse. The age and health of both parties. Reaching an Agreement Without Court Intervention Many couples prefer to settle financial matters outside of court through negotiation, mediation, or collaborative law. A consent order can be drafted and approved by the court to make the agreement legally binding. Conclusion Financial remedies in divorce are designed to provide fairness and security for both parties. Seeking legal advice and exploring alternative dispute resolution methods can help streamline the process, reducing costs and emotional stress. If you are going through a divorce, understanding your rights and options is crucial for achieving a fair financial settlement. We are here to help! Contact us for more information: Offices in Redditch and Bromsgrove Tel: 01527 892949 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/c2cf2f3a-bcf8-40da-8ee1-783d3439b211/1.png Insights - Understanding Financial Remedies in the Divorce Process - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/f67d3cb1-66b9-41f6-af41-4b5841fdd93c/2.png Insights - Understanding Financial Remedies in the Divorce Process - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.banksol.co.uk/insights-1/new-article-glpcs-r82p2-en8y6-m6m6f-6tc3g-gnhxz-cx99f-ndezn monthly 0.5 2025-02-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/36ab1a99-0236-4fc0-a034-f46b5a42a7ac/Matrimonial+Notice.png Insights - Understanding Matrimonial Home Rights Notices Under the Family Law Act 1996 - Make it stand out Understanding Matrimonial Home Rights Notices Under the Family Law Act 1996 When a marriage or civil partnership faces difficulties, one of the key concerns is often the right to stay in the family home. In England and Wales, the Family Law Act 1996 provides crucial protections to spouses and civil partners through Matrimonial Home Rights Notices. Understanding these rights is essential, particularly in cases where one partner does not legally own the property. What Are Matrimonial Home Rights? Matrimonial Home Rights allow a spouse or civil partner to continue living in the family home even if they do not own it. These rights apply when the home is owned solely by one spouse or civil partner, ensuring that the non-owning party is not unfairly forced out. This protection remains in place until the marriage or civil partnership is legally ended, or a court order determines otherwise. Registering a Matrimonial Home Rights Notice To formalise these rights, the non-owning spouse or civil partner can register a Matrimonial Home Rights Notice with the Land Registry. This notice: Prevents the legal owner from selling or mortgaging the property without the spouse’s knowledge. Creates a legal restriction on the property’s title, ensuring the applicant is notified of any sale or financial transaction. Provides a level of financial and residential security until a final settlement is reached. Who Can Apply for a Matrimonial Home Rights Notice? A Matrimonial Home Rights Notice applies to: Legally married spouses and civil partners. Properties that are or were intended to be the matrimonial home. Properties registered with the Land Registry (for unregistered properties, a different process applies). How to Apply To register a Matrimonial Home Rights Notice, you need to: Complete Form HR1 (available from the Land Registry website). Provide details of the property and the marriage or civil partnership. Submit the application to the Land Registry, which is usually free of charge. Await confirmation that the notice has been added to the title register. Once registered, this notice remains in effect until the marriage or civil partnership legally ends, or a court orders its removal. What Happens If the Notice Is Ignored? If the owning spouse tries to sell or mortgage the property without informing the non-owning spouse, the sale or mortgage could be challenged legally. This makes it a vital protection for individuals who may otherwise be left vulnerable during separation or divorce proceedings. When Does the Notice End? A Matrimonial Home Rights Notice typically ends when: The marriage or civil partnership is legally dissolved. The non-owning spouse voluntarily withdraws the notice. A court orders the removal of the notice as part of a financial settlement. The property is transferred or sold by agreement between both parties. Seeking Legal Advice While registering a Matrimonial Home Rights Notice is straightforward, the implications can be complex, particularly if disputes arise over property rights. It is advisable to seek legal advice to understand how these rights affect your specific situation and to explore other legal options available during separation or divorce. Conclusion The Family Law Act 1996 provides essential protection for spouses and civil partners by allowing them to secure their right to stay in the family home through a Matrimonial Home Rights Notice. Understanding this process ensures that individuals can take the necessary steps to safeguard their housing situation during what can be a challenging and emotional time. If you need assistance with registering a Matrimonial Home Rights Notice or navigating family law matters, don’t hesitate to contact our legal team for expert guidance. Contact us for more information: Offices in Redditch and Bromsgrove Tel: 01527 892949 https://www.banksol.co.uk/insights-1/new-article-glpcs-r82p2-en8y6-m6m6f-6tc3g-gnhxz-cx99f monthly 0.5 2025-02-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/0f24a66d-2122-4b9d-a8b9-9b78b925a9b2/Shared+Care+Arrangements+%26+Children+Act+Orders+-+A+Guide+for+Parents.png Insights - Shared Care Arrangements & Children Act Orders: A Guide for Parents - Make it stand out Shared Care Arrangements & Children Act Orders: A Guide for Parents When parents separate, deciding on child care arrangements can be challenging. Understanding Shared Care Arrangements and Children Act Orders is crucial to ensuring the best interests of the child. Here’s everything you need to know. What Are Shared Care Arrangements? Shared care, also known as joint custody or shared parenting, means both parents share responsibility for raising the child. This does not always mean a 50/50 split but ensures that the child maintains a strong relationship with both parents. Key Benefits of Shared Care: ✔ Stability and emotional support for the child. ✔ Equal parental involvement in upbringing. ✔ Flexibility in child arrangements based on circumstances. ✔ Less parental conflict when agreements are clear. Challenges of Shared Care: ✖ Requires strong communication between parents. ✖ May involve complex logistics, such as schooling and travel. ✖ Not always suitable in high-conflict situations. Children Act Orders Explained If parents cannot agree on child arrangements, the court may issue orders under the Children Act 1989 to protect the child's welfare. 1. Child Arrangements Order (CAO) Determines who the child lives with and how they spend time with the other parent. Replaces the old Residence Orders and Contact Orders. 2. Specific Issue Order Resolves disputes on key parenting decisions, such as: School selection. Medical treatment. Holidays and international relocation. 3. Prohibited Steps Order Prevents a parent from making unilateral decisions about the child’s life, including: Moving the child abroad. Changing schools without consent. Introducing a new partner in specific cases. Legal Considerations for Parents ✔ Courts prioritise the child’s best interests over parental disputes. ✔ Mediation is encouraged before taking legal action. ✔ Both parents retain parental responsibility, regardless of who the child lives with. If you’re dealing with child custody issues, seeking legal advice from a family law solicitor can help ensure the best outcome for you and your child. Contact us for more information: Offices in Redditch and Bromsgrove Tel: 01527 892949 https://www.banksol.co.uk/insights-1/new-article-glpcs-r82p2-en8y6-m6m6f-6tc3g-gnhxz monthly 0.5 2025-02-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/727a901f-4116-4054-a96a-49963d6fd37a/Shared+Ownership.png Insights - Shared Ownership - How does it work? - Make it stand out Shared Ownership Properties Explained Shared ownership is a government-backed scheme designed to help people buy a home when they cannot afford to purchase one outright. It allows buyers to purchase a share of a property (usually between 25% and 75%) and pay rent on the remaining portion owned by a housing association. How Shared Ownership Works You buy a percentage of the property with a mortgage or savings. You pay subsidised rent on the share you do not own. Over time, you can increase your ownership share through a process called staircasing, eventually owning 100% in most cases. Key Features ✔ Lower Deposit & Mortgage – You only need a deposit and mortgage for the share you purchase. ✔ Affordable Rent – The rent on the remaining share is typically lower than market rates. ✔ Staircasing Option – You can buy more shares later, reducing the rent paid. ✔ Leasehold Property – Most shared ownership homes are leasehold, meaning you may have to pay service charges. Who Is Eligible? First-time buyers or previous homeowners who can’t afford a home outright. Combined household income of £80,000 or less (£90,000 in London). You must not own another property at the time of purchase. Things to Consider Lease Terms & Costs – Ground rent and service charges still apply. Restrictions – Selling the property may involve offering it back to the housing association first. Staircasing Costs – Increasing ownership shares incurs legal and valuation fees. Contact us for more information: Offices in Redditch and Bromsgrove Tel: 01527 892949 * Figures applicable at time of publishing https://www.banksol.co.uk/insights-1/new-article-glpcs-r82p2-en8y6-m6m6f-6tc3g monthly 0.5 2025-02-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1654087a-c6a5-4b34-b2d7-1dc7772a637f/Freehold+vs+Leasehold.png Insights - Freehold vs Leasehold: Understanding the Difference in Conveyancing - Make it stand out Freehold vs Leasehold: Understanding the Difference in Conveyancing When purchasing a property, one of the key considerations is whether it is freehold or leasehold. This distinction affects your rights as an owner, your responsibilities, and potential costs. Below is a breakdown of the key differences. Freehold A freehold property means you own both the building and the land it stands on outright, indefinitely. Key Features: You are the absolute owner of the property and the land. There is no time limit on your ownership. You are fully responsible for the maintenance and upkeep. There are no ground rent or service charges to pay to a landlord. Common for houses, but rare for flats. Pros of Freehold: ✔ Full ownership and control. ✔ No landlord or lease restrictions. ✔ No annual lease-related payments. ✔ Generally more valuable and easier to sell. Cons of Freehold: ✖ Full responsibility for repairs and maintenance. ✖ Initial purchase price may be higher. Leasehold A leasehold property means you own the property for a set period, but not the land it stands on. Instead, the land is owned by a freeholder (landlord), and you lease the property from them. Key Features: Ownership is for a fixed term (e.g., 99, 125, or 999 years). You may have to pay ground rent, service charges, and maintenance fees. The lease typically includes restrictions (e.g., no pets, no structural changes without permission). If the lease term runs low (e.g., below 80 years), it may reduce the property’s value and be expensive to extend. Common for flats and apartments, though some houses are also leasehold. Pros of Leasehold: ✔ Typically lower purchase price compared to freehold. ✔ Maintenance and communal area management handled by the freeholder or management company. ✔ Ideal for flats where shared services (e.g., lifts, gardens) need maintenance. Cons of Leasehold: ✖ Additional costs such as ground rent and service charges. ✖ Lease extensions can be costly and complex. ✖ Potential restrictions on property use and alterations. ✖ If the freeholder is uncooperative, issues may arise with maintenance and lease extensions. Key Considerations When Buying Leasehold Lease Length: Ensure the remaining term is long enough (ideally above 90 years). Ground Rent & Service Charges: Check how much you will need to pay and whether they could increase. Lease Restrictions: Understand what you can and cannot do with the property. Right to Extend: Check if you have the legal right to extend the lease or purchase the freehold. Which is Better? If you want complete control and long-term security, freehold is preferable. If you prefer a lower-cost option with less maintenance responsibility, leasehold may be suitable—especially for flats. Always review the lease details carefully and seek legal advice before committing to a leasehold purchase. For further guidance, consult a conveyancing solicitor to ensure you fully understand your rights and obligations before purchasing a property. Contact us for more information: Offices in Redditch and Bromsgrove Tel: 01527 892949 https://www.banksol.co.uk/insights-1/new-article-glpcs-r82p2-en8y6-m6m6f monthly 0.5 2024-12-19 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/f117299d-67a2-4b3f-b8b1-069d0e19eb8e/Navigating+the+holidays+in+a+rocky+relationship.png Insights - Rocky Relationship? Navigating the festive season. - Make it stand out Navigating the Holidays in a Rocky Relationship? You’re Not Alone. The holidays can be tough when you’re going through a difficult time in your relationship. If you’re facing a rough patch this Christmas, know that you’re not alone. Whether it’s staying together for the kids, financial reasons, or simply holding on for one last holiday, this season can bring up a lot of emotions. At Bank Solicitors, we understand that relationships can be complex, and the stress of the holidays only makes things harder. If you’re thinking about your future and need legal guidance, we’re here to help you make informed decisions—whether it’s about separation, divorce, or custody. You don’t have to face this time alone. Our team is here to listen and offer support when you're ready to take the next step. Reach out today for a free consultation. 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When a loved one passes away it is a difficult and emotional time… - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.banksol.co.uk/insights-1/estate-planning monthly 0.5 2025-03-04 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1625575926630-6L0LEB1RKSVUK2B7ACIN/Screenshot+2021-07-06+at+13.52.11.png Insights - Estate Planning - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.banksol.co.uk/insights-1/settlement-agreements monthly 0.5 2021-07-06 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1624268880594-DJMWC4PLBXUBW9XNNUUE/law.png Insights - Settlement Agreements - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.banksol.co.uk/insights-1/tolata monthly 0.5 2021-07-06 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1623849739863-9LC8QL8H2Q7KK5J5GXG4/land.png Insights - TOLATA - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.banksol.co.uk/insights-1/protect-your-assets-from-care-home-fees monthly 0.5 2021-07-06 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1621348427473-71AGX0T3TE4516350ME3/Post.png Insights - Protect your assets from care home fees. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.banksol.co.uk/insights-1/civil-disputes-are-disagreements-between-private-individuals-or-between-a-private-individual-and-an-organisation-or-businesses-to-businesses monthly 0.5 2021-05-13 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1620904596563-FIMYINZP73VS1H2M0M96/Post.png Insights - Civil disputes are disagreements between private individuals or between a private individual and an organisation or businesses to businesses. - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.banksol.co.uk/insights-1/the-end-of-furlough-will-lead-to-a-spike-in-tribunals monthly 0.5 2022-03-22 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1620642822607-N9HCKVYPUH3B30B3MKHM/Post.png Insights - The end of furlough will lead to a spike in tribunals https://www.banksol.co.uk/insights-1/here-to-ensure-that-your-property-transaction-runs-as-quickly-and-as-smoothly-as-possible monthly 0.5 2021-05-04 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1620123436315-KJ1U3SY5VX5OTY7VV4NV/Post.png Insights - Here to ensure that your property transaction runs as quickly and as smoothly as possible. https://www.banksol.co.uk/insights-1/power-of-attorney monthly 0.5 2022-03-22 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1618840074685-FUHL9XY2VYYZ0GA7KZPY/Power+%281%29.png Insights - Power of Attorney https://www.banksol.co.uk/insights-1/what-are-the-rights-of-unmarried-couples-living-together monthly 0.5 2021-03-31 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1617186817963-B6AC0MYNYMHRK3NJFQET/welcome.png Insights - What are the rights of unmarried couples living together? https://www.banksol.co.uk/insights-1/thank-you monthly 0.5 2021-04-14 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1616763563798-PHNCWYO0CQA3B9PRN6JB/thumbnail_9d19052b-1070-4bf8-8b9f-8b7419a05e8e.jpg Insights - 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Good news for home buyers https://www.banksol.co.uk/insights-1/your-pension-and-divorce monthly 0.5 2021-03-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1614598722220-HCUMUTCGWFAL00J12LQR/divorce.png Insights - Your pension and divorce Make sure you seek the correct advice when considering divorce. https://www.banksol.co.uk/insights-1/conflict-in-relationships monthly 0.5 2021-02-22 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1613567358853-A7VXLZKRNM28TNQJ3GYP/Screenshot+2021-02-17+at+13.05.56.png Insights - Conflict in relationships Reducing conflict within relationships and families https://www.banksol.co.uk/insights-1/making-a-will-1 monthly 0.5 2021-02-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1612364749192-AG5D2TVV0RPA8PKSTHV0/Making+a+will Insights - Making a will Call us today! https://www.banksol.co.uk/insights-1/wealth-protection-including-pre-nups monthly 0.5 2021-02-05 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1611574035994-B43E3UUKFTWAP9FT9JZT/Wealth+protection Insights - Wealth protection including pre-nups https://www.banksol.co.uk/insights-1/what-could-happen-if-my-business-made-vaccination-mandatory monthly 0.5 2021-01-20 https://images.squarespace-cdn.com/content/v1/5e15c37b124c2c0cab4ba122/1611147827409-0JHNC7RVAKP1F84EXFKF/covid.png Insights - What could happen if my business made vaccination mandatory? 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